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Monday Tax Topic: What is a Form 1095-A, B or C


Starting early in 2016, you may receive one or more forms providing information about the health care coverage that you had or were offered during the year, these new forms will be provided to the IRS by the entity that provides the form to you.


The new forms are:


Form 1095-A Health Insurance Marketplace Statement. The Health Insurance Marketplace sends this form to individuals who enrolled in coverage there, with information about the coverage, who was covered, and when. Should be mailed or made available online Mid to late January

Form 1095-B Health Coverage. Health insurance providers send this form to individuals they cover, with information about who was covered and when.

Form 1095-C Employer-Provided Health Insurance Offer and Coverage. Certain employers send this form to certain employees, with information about what coverage the employer offered. The deadline for providers and certain employers to provide Forms 1095-B and 1095-C has been extended to March 31, 2016. Taxpayers will generally not be affected by this extension and should file their returns as they normally would.


If you are expecting to receive a Form 1095-A, you should wait to file your 2015 income tax return until you receive that form. However, it is not necessary to wait for Forms 1095-B or 1095-C in order to file.


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